Online Giving
Cover the Fee.
More of Every Gift.
A simple checkbox lets donors help offset estimated processing fees — so more of every dollar reaches your ministry.
Simple & Transparent
How It Works
Donors choose to help offset processing costs. Your church receives more of every intended gift.
Donor sees a checkbox
A simple opt-in toggle appears on every giving form. The donor chooses whether to help offset processing costs.
Smart fee estimate
The estimated fee updates instantly based on payment method — different rates for credit cards, American Express, and ACH/eCheck.
Gift reaches ministry
When donors opt in, more of their intended gift amount reaches your church’s ministry. The offset is added to the transaction total.
Church-Ready
Smart & Flexible
Custom checkbox language
White-label the toggle text with dynamic placeholders that match your church’s voice.
One-time & recurring
Works on single gifts and recurring schedules. Donor preference persists across billing cycles.
Multi-fund aware
Estimated fee distributed fairly across multiple fund lines in a single gift.
Convenience Fee mode
Optional mandatory fee pass-through for event registration and product forms.
Generosity analytics
Track adoption rates, giver participation, and total dollars offset in reports and AI summaries.
ACH savings nudge
Encourage bank giving with a friendly message about lower processing costs.
ChMS-ready accounting
Fee amounts route to separate funds or accounts in Rock RMS, Planning Center, QuickBooks, Ministry Platform, Aplos, and more.
PayPal & Venmo
Wallet payments follow the same cover-fee flow for consistent donor experience.
Universal Coverage
Works Everywhere Donors Give
Help Every Gift Go Further
Enable Cover the Fee and let your donors decide how much of their gift reaches ministry.