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Plans & Pricing

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No upfront cost. No contract. Self-onboard in minutes or let our team set you up.

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Free

Up to 500 gifts/mo

Free$0/mo

Small churches getting started

  • Online Giving
  • Church Store
  • Church AI Agent
Start for Free See what's included

Medium

Up to 1,200 gifts/mo

$70/mo

Growing churches

  • Everything in Free
  • + Text Marketing
  • + Form Builder
Start with this plan See what's included

Large

Up to 3,000 gifts/mo

$140/mo

Most churches choose this

  • Everything in Medium
  • + AI Chatbot
Start with this plan See what's included

Unlimited

Unlimited gifts

$280/mo

High-volume ministries

  • Everything in Large
  • + No transaction cap
Start with this plan See what's included

OnlineGiving.org serves USA-based, Bible-believing Christian churches and nonprofit ministries that affirm Scripture's authority, the Trinity, and God's design for marriage, sexuality, male and female.

A church website and email are required to sign up. View processing rates

We trust in the Lord Jesus Christ alone, the one true God.

"OnlineGiving.org truly delivers an exceptional product and outstanding service. Seamless integration, reduced processing fees, and customized donation enhancements were just a few benefits realized."

Greg — Director of IT & Finance

Trusted by churches of every size

The Summit Church Seacoast Church Brentwood Baptist Church Stonebriar Community Church Scottsdale Bible Church Southland Christian Church Clear Creek Community Church

Compare Plans

Everything that's included

Feature Free
$0/mo
 Medium
$70/mo
 Large
$140/mo
 Unlimited
$280/mo
Online Giving
14+ giving methods † Included Included Included Included
Google Pay / Apple Pay Included Included Included Included
PayPal / Venmo † Included Included Included Included
Recurring giving Included Included Included Included
Text-to-give * Included Included Included Included
NFC / Tap-to-give Included Included Included Included
QR code giving Included Included Included Included
Express one-click giving Included Included Included Included
Custom branded giving pages Included Included Included Included
Cover-the-fee option Included Included Included Included
Donor portal Included Included Included Included
Giving statements Included Included Included Included
Embeddable giving forms Included Included Included Included
Kiosk giving † Included Included Included Included
Monthly transactions 500
View rates
 1,200
View rates
 3,000
View rates
 Unlimited
View rates
Church Store
E-commerce store Included Included Included Included
Unlimited products Included Included Included Included
Product variants (size, color) Included Included Included Included
Digital downloads Included Included Included Included
Order fulfillment & tracking Included Included Included Included
Collections & seasonal storefronts Included Included Included Included
Shipping integration Included Included Included Included
Sales tax automation Included Included Included Included
Church AI Agent
AI-powered donor chat assistant Included Included Included Included
Custom Knowledge Base Included Included Included Included
AI Skills (behavioral instructions) Included Included Included Included
Website crawl & import Included Included Included Included
Conversation dashboard & analytics Included Included Included Included
In-chat giving (logged-in donors) Included Included Included Included
Geographic insights & heatmap Included Included Included Included
Chatbot intent integration Included Included Included Included
Ministry AI
AI-powered report summaries Included Included Included Included
AI content builders (6 tools) Included Included Included Included
Data Chat (Chat with your Data) Included Included Included Included
AI Support & Help (24/7) Included Included Included Included
Pastoral Care AI Included Included Included Included
Scheduled AI briefings Included Included Included Included
Text Marketing *
Keywords & auto-replies — Included Included Included
Broadcast messaging — Included Included Included
Subscriber management — Included Included Included
Scheduled texts & drip campaigns — Included Included Included
MMS with images — Included Included Included
Event registration via text — Included Included Included
Unlimited keywords (typo-tolerant) — Included Included Included
Text-to-give * — Included Included Included
Form Builder
Unlimited forms — Included Included Included
Drag-and-drop builder — Included Included Included
Integrated payments — Included Included Included
Webhooks & API notifications — Included Included Included
Pledge support & goal tracking — Included Included Included
Custom confirmations — Included Included Included
Form analytics & reports — Included Included Included
ChMS auto-enrollment — Included Included Included
Chatbot
Unlimited SMS chatbots — — Included Included
Multi-channel (SMS, Messenger, Web) — — Included Included
Visual flow builder — — Included Included
Connection card collection — — Included Included
Event registration — — Included Included
Decision tracking — — Included Included
Daily conversation summaries — — Included Included
ChMS auto-sync — — Included Included
Reports & Analytics
8 giving reports Included Included Included Included
Stewardship Report & At-Risk Care Included Included Included Included
Touchpoints & Care Logging Included Included Included Included
8 text marketing reports — Included Included Included
6 custom form reports — Included Included Included
Product sales reports Included Included Included Included
Scheduled email delivery Included Included Included Included
PDF & Excel exports Included Included Included Included
ChMS Integrations
MinistryPlatform Included Included Included Included
Rock RMS Included Included Included Included
Planning Center Included Included Included Included
Church Community Builder Included Included Included Included
Fellowship One Included Included Included Included
Breeze Included Included Included Included
10+ more integrations Included Included Included Included
Support
Email support Included Included Included Included
Live video training ‡ — — Included Included
Knowledge base & AI Included Included Included Included
Sunday AM support Included Included Included Included

Swipe to compare

* Requires a Twilio phone number. † Instant Giving includes 10+ methods (cards, ACH, Apple Pay, Google Pay, and more). Full-Service Giving adds PayPal/Venmo, kiosk, and remote deposit for 14+ total. ‡ Requires Full-Service Giving (Large plan or above).

Online Giving
14+ giving methods † Included
Google Pay / Apple Pay Included
PayPal / Venmo † Included
Recurring giving Included
Text-to-give * Included
NFC / Tap-to-give Included
QR code giving Included
Express one-click giving Included
Custom branded giving pages Included
Cover-the-fee option Included
Donor portal Included
Giving statements Included
Embeddable giving forms Included
Kiosk giving † Included
Monthly transactions 500
View rates
Church Store
E-commerce store Included
Unlimited products Included
Product variants (size, color) Included
Digital downloads Included
Order fulfillment & tracking Included
Collections & seasonal storefronts Included
Shipping integration Included
Sales tax automation Included
Church AI Agent
AI-powered donor chat assistant Included
Custom Knowledge Base Included
AI Skills (behavioral instructions) Included
Website crawl & import Included
Conversation dashboard & analytics Included
In-chat giving (logged-in donors) Included
Geographic insights & heatmap Included
Chatbot intent integration Included
Ministry AI
AI-powered report summaries Included
AI content builders (6 tools) Included
Data Chat (Chat with your Data) Included
AI Support & Help (24/7) Included
Pastoral Care AI Included
Scheduled AI briefings Included
Text Marketing *
Keywords & auto-replies —
Broadcast messaging —
Subscriber management —
Scheduled texts & drip campaigns —
MMS with images —
Event registration via text —
Unlimited keywords (typo-tolerant) —
Text-to-give * —
Form Builder
Unlimited forms —
Drag-and-drop builder —
Integrated payments —
Webhooks & API notifications —
Pledge support & goal tracking —
Custom confirmations —
Form analytics & reports —
ChMS auto-enrollment —
Chatbot
Unlimited SMS chatbots —
Multi-channel (SMS, Messenger, Web) —
Visual flow builder —
Connection card collection —
Event registration —
Decision tracking —
Daily conversation summaries —
ChMS auto-sync —
Reports & Analytics
8 giving reports Included
Stewardship Report & At-Risk Care Included
Touchpoints & Care Logging Included
8 text marketing reports —
6 custom form reports —
Product sales reports Included
Scheduled email delivery Included
PDF & Excel exports Included
ChMS Integrations
MinistryPlatform Included
Rock RMS Included
Planning Center Included
Church Community Builder Included
Fellowship One Included
Breeze Included
10+ more integrations Included
Support
Email support Included
Live video training ‡ —
Knowledge base & AI Included
Sunday AM support Included
Start with Free
Online Giving
14+ giving methods † Included
Google Pay / Apple Pay Included
PayPal / Venmo † Included
Recurring giving Included
Text-to-give * Included
NFC / Tap-to-give Included
QR code giving Included
Express one-click giving Included
Custom branded giving pages Included
Cover-the-fee option Included
Donor portal Included
Giving statements Included
Embeddable giving forms Included
Kiosk giving † Included
Monthly transactions 1,200
View rates
Church Store
E-commerce store Included
Unlimited products Included
Product variants (size, color) Included
Digital downloads Included
Order fulfillment & tracking Included
Collections & seasonal storefronts Included
Shipping integration Included
Sales tax automation Included
Church AI Agent
AI-powered donor chat assistant Included
Custom Knowledge Base Included
AI Skills (behavioral instructions) Included
Website crawl & import Included
Conversation dashboard & analytics Included
In-chat giving (logged-in donors) Included
Geographic insights & heatmap Included
Chatbot intent integration Included
Ministry AI
AI-powered report summaries Included
AI content builders (6 tools) Included
Data Chat (Chat with your Data) Included
AI Support & Help (24/7) Included
Pastoral Care AI Included
Scheduled AI briefings Included
Text Marketing *
Keywords & auto-replies Included
Broadcast messaging Included
Subscriber management Included
Scheduled texts & drip campaigns Included
MMS with images Included
Event registration via text Included
Unlimited keywords (typo-tolerant) Included
Text-to-give * Included
Form Builder
Unlimited forms Included
Drag-and-drop builder Included
Integrated payments Included
Webhooks & API notifications Included
Pledge support & goal tracking Included
Custom confirmations Included
Form analytics & reports Included
ChMS auto-enrollment Included
Chatbot
Unlimited SMS chatbots —
Multi-channel (SMS, Messenger, Web) —
Visual flow builder —
Connection card collection —
Event registration —
Decision tracking —
Daily conversation summaries —
ChMS auto-sync —
Reports & Analytics
8 giving reports Included
Stewardship Report & At-Risk Care Included
Touchpoints & Care Logging Included
8 text marketing reports Included
6 custom form reports Included
Product sales reports Included
Scheduled email delivery Included
PDF & Excel exports Included
ChMS Integrations
MinistryPlatform Included
Rock RMS Included
Planning Center Included
Church Community Builder Included
Fellowship One Included
Breeze Included
10+ more integrations Included
Support
Email support Included
Live video training ‡ —
Knowledge base & AI Included
Sunday AM support Included
Start with Medium
Online Giving
14+ giving methods † Included
Google Pay / Apple Pay Included
PayPal / Venmo † Included
Recurring giving Included
Text-to-give * Included
NFC / Tap-to-give Included
QR code giving Included
Express one-click giving Included
Custom branded giving pages Included
Cover-the-fee option Included
Donor portal Included
Giving statements Included
Embeddable giving forms Included
Kiosk giving † Included
Monthly transactions 3,000
View rates
Church Store
E-commerce store Included
Unlimited products Included
Product variants (size, color) Included
Digital downloads Included
Order fulfillment & tracking Included
Collections & seasonal storefronts Included
Shipping integration Included
Sales tax automation Included
Church AI Agent
AI-powered donor chat assistant Included
Custom Knowledge Base Included
AI Skills (behavioral instructions) Included
Website crawl & import Included
Conversation dashboard & analytics Included
In-chat giving (logged-in donors) Included
Geographic insights & heatmap Included
Chatbot intent integration Included
Ministry AI
AI-powered report summaries Included
AI content builders (6 tools) Included
Data Chat (Chat with your Data) Included
AI Support & Help (24/7) Included
Pastoral Care AI Included
Scheduled AI briefings Included
Text Marketing *
Keywords & auto-replies Included
Broadcast messaging Included
Subscriber management Included
Scheduled texts & drip campaigns Included
MMS with images Included
Event registration via text Included
Unlimited keywords (typo-tolerant) Included
Text-to-give * Included
Form Builder
Unlimited forms Included
Drag-and-drop builder Included
Integrated payments Included
Webhooks & API notifications Included
Pledge support & goal tracking Included
Custom confirmations Included
Form analytics & reports Included
ChMS auto-enrollment Included
Chatbot
Unlimited SMS chatbots Included
Multi-channel (SMS, Messenger, Web) Included
Visual flow builder Included
Connection card collection Included
Event registration Included
Decision tracking Included
Daily conversation summaries Included
ChMS auto-sync Included
Reports & Analytics
8 giving reports Included
Stewardship Report & At-Risk Care Included
Touchpoints & Care Logging Included
8 text marketing reports Included
6 custom form reports Included
Product sales reports Included
Scheduled email delivery Included
PDF & Excel exports Included
ChMS Integrations
MinistryPlatform Included
Rock RMS Included
Planning Center Included
Church Community Builder Included
Fellowship One Included
Breeze Included
10+ more integrations Included
Support
Email support Included
Live video training ‡ Included
Knowledge base & AI Included
Sunday AM support Included
Start with Large
Online Giving
14+ giving methods † Included
Google Pay / Apple Pay Included
PayPal / Venmo † Included
Recurring giving Included
Text-to-give * Included
NFC / Tap-to-give Included
QR code giving Included
Express one-click giving Included
Custom branded giving pages Included
Cover-the-fee option Included
Donor portal Included
Giving statements Included
Embeddable giving forms Included
Kiosk giving † Included
Monthly transactions Unlimited
View rates
Church Store
E-commerce store Included
Unlimited products Included
Product variants (size, color) Included
Digital downloads Included
Order fulfillment & tracking Included
Collections & seasonal storefronts Included
Shipping integration Included
Sales tax automation Included
Church AI Agent
AI-powered donor chat assistant Included
Custom Knowledge Base Included
AI Skills (behavioral instructions) Included
Website crawl & import Included
Conversation dashboard & analytics Included
In-chat giving (logged-in donors) Included
Geographic insights & heatmap Included
Chatbot intent integration Included
Ministry AI
AI-powered report summaries Included
AI content builders (6 tools) Included
Data Chat (Chat with your Data) Included
AI Support & Help (24/7) Included
Pastoral Care AI Included
Scheduled AI briefings Included
Text Marketing *
Keywords & auto-replies Included
Broadcast messaging Included
Subscriber management Included
Scheduled texts & drip campaigns Included
MMS with images Included
Event registration via text Included
Unlimited keywords (typo-tolerant) Included
Text-to-give * Included
Form Builder
Unlimited forms Included
Drag-and-drop builder Included
Integrated payments Included
Webhooks & API notifications Included
Pledge support & goal tracking Included
Custom confirmations Included
Form analytics & reports Included
ChMS auto-enrollment Included
Chatbot
Unlimited SMS chatbots Included
Multi-channel (SMS, Messenger, Web) Included
Visual flow builder Included
Connection card collection Included
Event registration Included
Decision tracking Included
Daily conversation summaries Included
ChMS auto-sync Included
Reports & Analytics
8 giving reports Included
Stewardship Report & At-Risk Care Included
Touchpoints & Care Logging Included
8 text marketing reports Included
6 custom form reports Included
Product sales reports Included
Scheduled email delivery Included
PDF & Excel exports Included
ChMS Integrations
MinistryPlatform Included
Rock RMS Included
Planning Center Included
Church Community Builder Included
Fellowship One Included
Breeze Included
10+ more integrations Included
Support
Email support Included
Live video training ‡ Included
Knowledge base & AI Included
Sunday AM support Included
Start with Unlimited

* Requires a Twilio phone number. † Instant Giving includes 10+ methods (cards, ACH, Apple Pay, Google Pay, and more). Full-Service Giving adds PayPal/Venmo, kiosk, and remote deposit for 14+ total. ‡ Requires Full-Service Giving (Large plan or above).

Processing Rates

Your processing rates

Every plan includes donation processing. Two options are available.

Instant Giving

Default

Best for small to medium churches

Sign up today, self-onboard, and start accepting donations quickly.

  • Zero upfront cost to your church
  • No monthly fees. No annual PCI fees. No contracts.
  • Only pay when a donation is accepted
  • Cover the Fee enabled by default — donors can cover it
  • Net deposits (fees deducted from each gift)
  • Self-service setup in minutes
Payment Methods

Visa, Mastercard, Discover, Amex, Google Pay, Apple Pay, ACH, check scanning

Rate Table
Volume V/MC/D Amex ACH
< $10K 2.80% + 30¢ 3.55% + 30¢ 1.00% + 30¢
$10K–$20K 2.70% + 30¢ 3.45% + 30¢ 0.90% + 30¢
$20K–$30K 2.60% + 30¢ 3.35% + 30¢ 0.80% + 30¢
$30K–$50K 2.50% + 30¢ 3.25% + 30¢ 0.70% + 30¢
$50K–$250K 2.45% + 30¢ 3.20% + 30¢ 0.65% + 30¢
< $10K / month
V/MC/D: 2.80% + 30¢
Amex: 3.55% + 30¢
ACH: 1.00% + 30¢
$10K–$50K / month
V/MC/D: 2.50–2.70% + 30¢
Amex: 3.25–3.45% + 30¢
ACH: 0.70–0.90% + 30¢
$50K–$250K / month
V/MC/D: 2.45% + 30¢
Amex: 3.20% + 30¢
ACH: 0.65% + 30¢

Processing over $250K/month? Our Full-Service option offers the most aggressive custom rates.

Onboard risk-free — your church pays nothing unless giving happens.

Full-Service Giving

Concierge

Best for large to mega churches

Lower rates, gross deposits, and a dedicated team to set everything up for you.

  • Lower per-transaction processing rates
  • Gross deposits (full gift amount deposited)
  • Dedicated onboarding team
  • Cover the Fee available
  • Most aggressive custom rates for high volume
  • Monthly gateway fee + annual PCI compliance fee
Payment Methods

Everything in Instant Giving, plus:

  • Optional PayPal / Venmo
  • Kiosk giving
  • Check scanning with remote deposit
  • Multiple merchant accounts into different bank accounts
Rate Table
Volume Credit/Debit AMEX ACH PayPal/Venmo
< $10k 2.75% + 15¢ 3.50% + 15¢ 1.00% + 25¢ 2.99% + 49¢
$10k–$250k 2.20–2.65% + 15¢ 2.75–3.00% + 15¢ 0.65% + 25¢ 2.99% + 49¢
> $250k Custom + 15¢ Custom + 15¢ Custom + 25¢ 2.99% + 49¢
< $10k / month
Credit/Debit: 2.75% + 15¢
AMEX: 3.50% + 15¢
ACH: 1.00% + 25¢
PayPal: 2.99% + 49¢
$10k–$250k / month
Credit/Debit: 2.20–2.65% + 15¢
AMEX: 2.75–3.00% + 15¢
ACH: 0.65% + 25¢
PayPal: 2.99% + 49¢
> $250k / month
Credit/Debit: Custom + 15¢
AMEX: Custom + 15¢
ACH: Custom + 25¢
PayPal: 2.99% + 49¢

* Google Pay and Apple Pay process at Credit/Debit or AMEX rates based on the donor's stored card.

Choose a Plan

Add-Ons

Extend your platform

ChMS Metrics Donor Report

Starting at $100/mo

  • AI-powered giving insights
  • Trend analysis & health scores
  • Automated executive reports
  • ChMS donation data integration
Learn More

Church Mobile App

Contact for pricing

  • Your own branded app
  • Push notifications
  • In-app giving & media
  • 25+ drag-and-drop widgets
Learn More

Stuck in a contract?

We don't lock you in—and we'll waive software fees while you make the switch.

Let's talk

Questions? We're here.

Our church-smart support team is ready to help you find the right plan.

Chat with AI
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Founded by Christians

Dedicated Customer Support

Online Giving's platform was founded, designed, and is operated by Evangelical Christians. Humbly serving The Church through software and service. Get support from a team that truly cares about ministry.

Product Training

Schedule expert on-demand live video screenshare training with your creative and financial team for our entire platform.

Technical Support

Receive an answer to your product question and get speedy technical support Monday–Friday. We are online on Sunday mornings to address emergencies.

Continual Upgrades

Our experts never stop building new and wonderful customizable features for ministry. Gain access to a continually updated feature set.
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Live Support
Mon–Fri + Sunday AM
Real people who care about ministry
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